Private Capital for Real Estate Investors and Developers.
HLD acts as your private money broker — packaging your deal, shopping it to multiple lenders, analyzing every offer that comes back, and presenting you with the best fit. You don't chase lenders. We do.
HLD acts as your private money broker. You bring the deal — we package it, shop it to multiple lenders, and analyze every LOI that comes back. Rates, leverage, terms, fees — compared side by side and matched against what you told us you need. Every lender is different — different timing, different rates, different leverage. HLD searches the market to find the best fit for your deal across all five products below. Only the best will do.
Capital Products
Bridge / Fix-and-Flip
Broker Fee: 1.5–2 points
Quick, short-term funding for acquisitions and refinances. $100K–$10M+. HLD matches your deal to the right lender — best rate, best terms, best leverage for your timeline and exit. Strategic freedom and time to move to permanent capital — ideal for competitive environments and time-sensitive transactions.
DSCR / Rental Stabilized
Broker Fee: 1.5–2 points
Loans that focus on your property's cash flow, not your tax returns. Cash-flowing 1–4 family + small multifamily. No personal income verification. Finance one rental or an entire portfolio — buy, refi, or cash-out. HLD finds the lender whose program fits your property and your strategy — not just the one who says yes first.
Construction / Ground-Up
Broker Fee: 1.5–2 points
Draw-schedule-based financing for ground-up construction and major renovations. $250K–$20M+. HLD reviews your books before packaging — the lender sees a clean WIP from day one. Multi-stage draws, full lender coordination. Ideal for GCs and developers with active builds.
Commercial Bridge / Adaptive Reuse
Broker Fee: 1.5–2 points
Tailored financing for commercial refinances, repositioning, and adaptive reuse projects. $1M–$75M+. Qualifying property types: multifamily, warehouses, office buildings, strip malls, retail, and historic conversion. Complex capital stacks — historic tax credits, equity, senior debt — structured around your deal, your timeline, and your exit plan.
Business & Personal Loans
Case-by-case
Fast capital without tying up real estate or equipment as collateral. Unsecured funding up to $500K for any business need — payroll, inventory, tax bills, equipment upgrades, or anything else keeping you from moving forward. All credit types considered. Business credit card program available. Approvals are streamlined, documentation is lighter than traditional bank loans, and funds can arrive quickly when timing is critical. We walk you through the actual cost of every option before you sign.
Broker fee charged at closing only — paid from loan proceeds or by borrower per agreement. No upfront broker fees. Third-party costs (appraisal, legal, lender origination, title) are separate. HLD Capital Group LLC does not broker capital in CA, VT, AZ, NV, ND, or SD.
When bookkeeping and capital are under one roof.
When HLD sets up your books AND arranges your capital, the package that reaches a lender is already clean. No scramble. No broker who has never seen a draw schedule. No last-minute catch-up cleanup before a draw request.
- HLD sets up or takes over your construction books on a monthly retainer.
- When a capital need arises, HLD packages the deal using books it already knows.
- The lender receives a clean WIP, accurate job-cost detail, and a draw-ready package.
- Broker fee applies at closing only. No upfront capital fees.
- If you are an active HLD bookkeeping client and decide to fund a real estate investment, purchase property, or seek a business loan — for any purpose — the bundle rate applies.
Broker Fee Schedule
Standard Rate
1.5–2 points
Capital-only engagements
Bundle Rate
1.25–1.75 points
Active HLD bookkeeping clients — 6-month minimum
Bundle rate applies to clients on an active HLD monthly bookkeeping retainer for 6 or more consecutive months, beginning from the first full reconciled month. Applies to all capital products: bridge, DSCR, fix-and-flip, construction, commercial, and business funding. Broker fee charged at closing only. No upfront fees.
From call to closed.
Discovery Call
We discuss your property, deal structure, timeline, and exactly what you need — rate, leverage, speed, flexibility. That becomes the benchmark everything gets measured against.
Package Prep
We assemble your file — clean, complete, and matched to the right lender product before it goes anywhere.
Lender Shopping & Follow-Up
Your package goes to multiple lenders who understand this type of deal. We track every submission — following up on every one because responses get delayed, inboxes get full, and some lenders need a second look. We don't submit and wait. We work it.
LOI Analysis & Comparison
Every LOI that comes back gets analyzed — rates, leverage, fees, terms, prepayment, recourse. We build a side-by-side comparison and stack each offer against what you told us you need at the start. You see the full picture before you decide anything.
You Choose. We Close.
We present our recommendation with the reasoning behind it. You make the call. We handle everything through to closing.
HLD Capital Group LLC does not broker capital in California, Vermont, Arizona, Nevada, North Dakota, or South Dakota.
Your deal deserves the best package.
Book a 30-minute call. Tell us what you're working on.